Our markets

Cities we wrote about

Matador Lending originates in Texas, California, Georgia, and Florida. The office is in Houston. These pages explain local property issues. They do not quote rates or taxes.

• Frisco and Prosper, Texas: mortgages for visa holders and new construction

  H-1B, EAD, ITIN, and NRI mortgages for buyers in Frisco and Prosper, Texas. How new-construction incentives, PIDs, and MUDs show up on a loan file. Licensed only in TX, CA, GA, and FL.

• Plano, Allen, and McKinney: resale homes, new builds, and RSU income

  Mortgages for Plano, Allen, and McKinney buyers who are paid in RSUs or are on a work visa. Resale and new construction, without invented prices or rates.

• Irving and Coppell: condos, townhomes, and contract income

  Mortgages for Irving and Coppell, including Valley Ranch condos and townhomes and H-1B consulting income. No invented approval rates.

• Sugar Land and Katy: MUD taxes, school districts, and escrow

  Sugar Land and Katy mortgages, including MUD taxes, Fort Bend ISD and Katy ISD, and why a Texas homestead can change escrow after the first year.

• Alpharetta, Johns Creek, and Cumming, Georgia

  Mortgages for Alpharetta, Johns Creek, and Cumming, Georgia, including how a Georgia closing attorney fits the file. No invented attorney fees.

• Fremont, Sunnyvale, and Santa Clara: high-balance loans and RSU income

  Bay Area mortgages for Fremont, Sunnyvale, and Santa Clara. High-balance and jumbo loans, and RSU income, without quoting limits or rates.

• Irvine and Cerritos: Mello-Roos, HOA dues, and jumbo loans

  Irvine and Cerritos mortgages: Mello-Roos, HOA dues, and jumbo loan size. No invented tax or HOA figures.

• Orlando and Tampa: condo reviews, insurance, and DSCR rentals

  Orlando and Tampa mortgages for visa holders and NRI buyers: condo project review, Florida insurance, and DSCR rentals. No invented premiums.